Prior to 1978, federal agencies determined their own interest rates for overdue debt. Following are the rates in effect from January 2021 - December 2025. View rates from 1978 to 2020.
| Time Period | Rate | TFM Bulletin Number | Federal Register
(Volume/Date/Page) |
|---|---|---|---|
| Jan. 1, 2026 - Dec. 31, 2026 | 4.00% | 2026-01 | Vol. 91, No. 1/Friday, January 2, 2026/191 |
| Jan. 1, 2025 - Dec. 31, 2025 | 5.00% | 2025-03 | Vol. 89, No. 214/November 5, 2024/ 87929 |
| Jan. 1, 2024 - Dec. 31, 2024 | 4.00% | 2024-02 | Vol. 89/January 10, 2024/1627 |
| April 1, 2023 - Dec. 31, 2023 | 3.00% | 2023-07 | Vol 88/May 22, 2023/32820 |
| Jan. 1, 2023 - Dec. 31, 2023 | 1.00% | 2023-01 | Vol. 87/November 21, 2022/70888 |
| Jan. 1, 2022 - Dec. 31, 2022 | 1.00% | 2022-05 | Vol. 86/November 29, 2021/67788 |
| Jan. 1, 2021 - Dec. 31, 2021 | 1.00% | 2021-05 | Vol. 85/November 12, 2020/71992 |