To maximize collections of delinquent debts owed to the Government by ensuring quick action to enforce recovery of debts and the use of all appropriate collection tools.

To minimize the costs of debt collection by consolidating related functions and activities and utilizing interagency teams.

To reduce losses arising from debt management activities by requiring proper screening of potential borrowers, aggressive monitoring of all accounts, and sharing of information within and among Federal agencies.

To ensure that the public is fully informed of the Federal Government's debt collection policies and that debtors are cognizant of their obligations to repay amounts owed to the Federal Government.

To ensure that debtors have all appropriate due process rights, including the ability to verify, challenge, and compromise claims, and access to administrative appeals procedures which are both reasonable and protect the interests of the United States.

To encourage agencies, when appropriate, to sell delinquent debt, particularly debts with underlying collateral.

To rely on the experience and expertise of private sector professionals to provide debt collection services to federal agencies.