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Electronic Funds Transfer

Electronic Funds Transfer

With electronic funds transfer (EFT), government agencies can pay and collect money electronically, without having to use paper checks. EFT is safe, secure, efficient, and less expensive than paper check payments and collections.

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Electronic payments are required! All federal benefit payments must now be paid electronically. If you get federal benefits, such as Social Security, Supplemental Security Income (SSI), Veterans' benefits, civil service retirement, military federal retirement, or railroad retirement payments, you must get your benefits by EFT.

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Benefits of EFT

Safe and Secure


Less expensive


Laws & Regulations Federal Agency Guidance Vendor Guidance Reports & Statistics Bulk File Format USPS Payment Instructions

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Last modified 05/21/19