Get Financially Fit

Improving your financial fitness can help you be safer and smarter with your federal benefit payments. Click on the links below to find out how electronic payments work, ways you can use the Direct Express® Debit MasterCard® card for free, and other information that may be helpful as you switch from paper checks to electronic payments for federal benefits.

  • Key Words – Learn the meaning of words and terms used on this website to explain the move to all-electronic federal benefit payments.
  • Top 5 Direct Express Card Tips – Use these tips for using the Direct Express card to buy things you need, get cash and pay bills for free.

Use the links below to find information on various money issues including retirement planning, protecting yourself from identity theft and taking charge of your money.

  • FDIC Money Smart Podcasts
    Listen to podcasts from the Federal Deposit Insurance Corporationthat help you makeinformed financial decisions and take charge of your money.
    Visit for information from 22 federal agencies on retirement planning, financial scams and how to avoid being the victim of fraud.
    People with accounts at national banks can find answers to financial questions on the U.S. Department of the Treasury’s website.
    Learn about government benefit and assistance programs at, a website run by 17 federal agencies.
  • Retirement Planner
    Find your potential Social Security benefit payment amount using the Social Security Administration’s online benefit calculators.
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